Florida Mortgage Services

Your Trusted Mortgage Partner Serving all of Florida


Snap Mortgage LLC is proud to serve the great state of Florida, offering personalized mortgage solutions for Veterans, First Responders, Teachers, first-time homebuyers, and experienced homeowners. Whether you're purchasing a home in Miami, Orlando, Tampa, Jacksonville, or anywhere in between, we’re here to ensure a smooth and stress-free mortgage process.

Silhouette of palm trees in front of a city skyline at sunset, with boats on the water.

The Charm of Florida

Florida is known for its sunny climate, diverse communities, and thriving real estate market. From the vibrant beaches of Miami to the fast-growing suburbs of Orlando and Tampa, Florida is a desirable place to call home. When it comes to securing a mortgage in this beautiful state, working with a trusted broker like Snap Mortgage LLC can make all the difference in achieving your homeownership goals.

Sandy beach path with wooden railings, leading to ocean under a blue sky with fluffy clouds, surrounded by dune grasses and plants.

Deep Understanding of the Florida Market

At Snap Mortgage LLC, we pride ourselves on our deep understanding of the Florida real estate market. We stay up to date with market trends, property values, and regulatory changes specific to the state. This knowledge allows us to provide informed advice, empowering borrowers to make well-informed decisions about their home financing options.

Suburban neighborhood street with modern houses and palm trees

Mortgage Options in Florida:

  • Fixed Rate Mortgages
    Interest rates and payments remain the same for the entire term of the loan, ideal for stability in cities like Orlando and Tallahassee.

  • FHA Loans
    Government-insured loans with flexible options, perfect for first-time homebuyers in Miami and Tampa.

  • VA Loans
    Flexible options for Veterans, available as either fixed-rate or ARM mortgages, tailored for Veterans in Florida.

  • USDA Loans
    Purchase a home with no money down in certain rural and suburban areas like Ocala or Gainesville.

  • Jumbo Loans
    Maximum flexibility for home financing on larger loans, ideal for high-value homes in Miami and Fort Lauderdale.

  • First Time Home Buyer Programs
    Popular loan programs for first-time home buyers in St. Petersburg and other areas.

  • Low Down Payment Options
    Explore options that may make you a homeowner with a low down payment, perfect for Florida residents.

  • Investment Property Loans
    Mortgage loan programs for vacation homes and investment properties across Florida.

Refinance Options in Florida:

  • Refinance
    Lower your monthly payments or reduce your loan term, available for homes across Florida.

  • Cash-Out Refinance
    Access your home equity to meet personal financial needs, applicable for properties in cities like Miami or Orlando.

  • VA Loan Refinance
    Refinancing options for Veterans with a VA loan, offering flexibility and lower rates.

MEET OUR FLORIDA MORTGAGE TEAM:

Man in black suit and glasses with white background

SHASHANK CUKKEMANE

REGIONAL VICE PRESIDENT, FLORIDA
NMLS#: 979214

With over 20 years of experience in the mortgage and title industry, Shashank brings deep knowledge and a personal touch to every home loan journey. Based in Florida, he is focused on making the loan process smooth, stress-free, and tailored to each client's needs.

Shashank has worked with a wide range of lenders—both retail and wholesale—giving him a well-rounded perspective and the tools to find the right solution for every situation. Known for his strong relationships in the Florida community and a genuine passion for helping people, Shashank is always ready to guide you with clarity, honesty, and care.

Whether you're buying your first home, upgrading, or refinancing, you're in good hands with Shashank and his team at Snap Mortgage LLC.

Man in a blue suit with a beard smiling outdoors, with a background of green plants and trees.
SNAP Mortgage logo with a red stylized house shape and navy blue text.

ADAM JONES

MORTGAGE LOAN OFFICER
NMLS#: 2678204

Hi, I’m Adam Jones, born and raised in Jacksonville, Florida. My journey into real estate began early—during high school and college, I worked for a construction company, gaining hands-on experience in all aspects of home remodeling. After earning a Bachelor's Degree in Physical Education and a Master's Degree in Health Science from the University of North Florida, I began my career as a Health and Physical Education teacher.

While I valued that experience, I eventually realized my true passion was in real estate. After exploring several other professional paths, I decided to pursue my long-time dream of becoming a Realtor with the goal of eventually flipping and selling homes. In February 2024, I completed my real estate course, passed the state exam, and became a licensed Florida Real Estate Sales Associate.

Since then, I’ve been actively growing my business and learning everything I can about the industry. I'm excited to take the next step in 2025 by expanding my knowledge into the financial side of real estate as a Mortgage Loan Officer. I’m grateful for the opportunity to continue this journey and deepen my expertise with Snap Mortgage LLC.

Why Choose Snap Mortgage LLC in Florida?

With over 25 years of experience, we help Florida residents navigate the mortgage process with ease. Whether you're refinancing in Jacksonville, buying your first home in Tampa, or investing in property in Miami, we provide a personalized, low-stress mortgage experience.

At Snap Mortgage LLC, we offer a comprehensive range of brokering services tailored to the unique needs of individuals across Florida. With our extensive network, deep market knowledge, personalized approach, and unwavering support, we are the trusted choice for individuals seeking mortgage financing in Florida’s real estate market. Whether you’re a first-time homebuyer or looking to refinance your existing mortgage, trust Snap Mortgage LLC to guide you through the brokering process and secure the best mortgage options for your Florida home.

Contact Us Today

Let Snap Mortgage LLC help you find the right mortgage solution for your Florida home.

Begin your journey with a stress-free experience!